Capital One Gold MasterCard Review

Capital One Gold MasterCard Review

Capital One Gold MasterCard Benefits


The Canadian Capital One Gold MasterCard is designed for Canadians with an average credit rating that would love to build their credit up to excellent status and get a break off the high interest rates other credit card companies charge.

Here is a high level review of the benefits you get when you apply online for this Capital One Canada card offer.

What you’re going to love about this deal is you only need average credit to qualify and you’ll get a really low long term credit card interest rates while earning travel reward miles or cash back rewards.

Check it out and apply online now!

Lock Into a Long Term Low Rate

The main benefit you get when you apply for the Canadian Capital One Gold MasterCard is an ongoing low rate of just 11.9% – When you sign-up online today you will lock in that low rate for the next 3 years!

Most credit card companies that issue credit to people with an average credit rating typically charge interest rate of about 19.9% so this is a deal you really need to take advantage of to save yourself a lot of money!

You’ll notice there is an option to transfer your balance from another card company to get the 11.9% rate on your balance transfers, while the 11.9% interest is really great for new credit card purchases, there’s a better deal out there if your main goal is to save on interest charges on a balance transfer.

If you want a low rate on transferring a credit card balance, a better offer for you is from MBNA Canada. Right now MBNA is offering a 0% introductory interest rate on balance transfers for 12 months.

You can read more about the MBNA Platinum Plus Card Here

About the Gold MasterCard Rewards Program

When you apply for the Capital One Canada Gold MasterCard low interest card offer, you have the option of upgrading your card to include cash back or travel miles rewards however if you choose that option the annual fee goes from $19 / year to $99 / year.

The rewards program upgrade is worth it if you tend to use your credit card a lot, in order to make the extra $79 annual fee with it for you, you would need to spend about $8000 on your credit card in the next year to break even on the extra cost of the increased annual fee.

The Capital One Canada Gold MasterCard is primarily there to help you save money on credit card interest rates and can be used as a financial tool to boost your credit score from average to excellent.

If you have any questions about this offer please let us know or if you’re a card holder we’d love to hear your thoughts so feel free to post your questions or reviews below on this blog post.

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