MBNA TrueLine MasterCard Review

There aren’t any frills, bells or whistles with the MBNA TrueLine MasterCard. This is a Canadian credit card designed for people that want only a straight forward credit card with no annual fee and a low credit card interest rate.

Most Canadian credit card interest rates are close to 20% annually but that’s not the case with the MBNA TrueLine MasterCard. When you apply for this card you get a straight-up ongoing low credit card rate of just 9.99% Annual Interest Rate (AIR).

Here are the details this straight forward uncomplicated credit card offer has for you. If you don’t care about reward programs and only want pure simplicity from your credit card then this is the deal for you!

4 / 5 stars     

Do You Currently Owe Money On Another Credit Card?

If you don’t currently owe money on another credit card and don’t want any extras from your credit card and you only want a low rate on your card then the MBNA TrueLine MasterCard is the epitome of simple low rate credit card however if you currently have a credit card account with another card company and you owe them money right now then the MBNA TrueLine MasterCard is not the best choice for you.

If you currently owe money on another credit card, you need to shift your focus from getting an ongoing everyday low rate that you get with the MBNA TrueLine, the ongoing rate is 9.99% AIR, what you need to do when you have a credit card balance consider switching to a card offer that has a low introductory interest rates on a balance transfer.

The great news is MBNA Bank Canada has some perfect offers for people like you with incredibly low balance transfer interest rates.

Here are alternatives for you to apply for if you currently owe money to another credit card company:

Platinum Plus 0% Intro Rate on Balance Transfers

4 / 5 stars     

The Platinum Plus MasterCard is a much better choice for you than the MBNA TrueLine credit card if you’re looking to save on interest rates when you have a balance owing on another card.

This MBNA credit card gives you a huge break on interest costs with a 0% introductory rate for 10 months and that’s going to put you very far ahead on chipping away at your credit card debt.

MBNA Smart Cash Card Offer

4 / 5 stars     

Another really good card offer to consider if you’ve currently got quite a bit of credit card debt you’d like to get rid of is the Smart Cash MasterCard offer. This offer is a great alternative to the MBNA TrueLine for people that currently have an outstanding balance with another card company because you can take advantage of the interest savings with the 1.99% introductory balance transfer rate for your first 10 billing cycles.

Actually, the MBNA Smart Cash MasterCard is one of our top picks for Canadians because of the great everyday rewards program this card has for you with extra cash back rewards on gas and groceries.

Choice Privileges Low Intro Rate & Hotel Rewards Offer

4 / 5 stars     

The Choice Privileges credit card is another really good alternative card compared to the MBNA TrueLine MasterCard for people that could use a break on interest rates from their current credit card debt with another company because this offer gives you a break on interest when you transfer your balance to the Choice Privileges MasterCard with an introductory balance transfer rate of just 1.99% for your first 6 billing cycles.

This offer from MBNA Canada is a really great deal if you need to save some money from your current credit card interest rates and you’d like to start racking up rewards points towards free nights stays on Choice Hotels.

4 / 5 stars     

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