Personal Loan Offer Review

Review of – Unsecured Loan Offer

MyProsperOffer Peer Lending Review

MyProsperOffer Loan Offer Review

The offer you saw is an offer to take advantage of being able to take out a loan for almost anything you want whether it’s to buy a new car, put a much needed new roof on your house or maybe to pay your insurance.

The fact is if you went to a bank asking for a loan for replacing the roof on your house or maybe some extra funds for starting your own business, traditional banks and lenders might look at you as though you had 2 heads.

The offer is an opportunity for you to get an unsecured loan for almost anything you need to borrow money for at some really good interest rates.

What Can You Borrow Money For?

The great thing about peer to peer lending is you can get a loan regardless of what you need the money for. Unlike the major banks that will only give you a loan for a select few money needs, a peer lending offer such as MyProsperOffer gives you the chance to take out a loan for almost anything you need money for.

As you will see on the prosper marketplace application form, you can borrow money for the following items and more:

  • Debt Consolidation
  • Home Improvement
  • For Your Business
  • To Start a New Business
  • Auto Loans
  • Get a Motorcycle Loan
  • Loans for RV’s and Boats
  • Medical and Dental Loans
  • Apply for a Loan for a Much Needed Vacation
  • Loans for General Household Expenses
  • Need Money to Adopt a Baby? Yes, You Can Get a Loan for Adoption Legal Fees
  • Get a Loan for Wedding Expenses
  • Apply for a Loan to Pay Your Tax Bill
  • Apply for a Loan for Almost Any Large Purchases
  • As you can see from the above list of expenses you can apply for a loan for, the sky is the limit on what you can borrow money for with a peer-to-peer lending company such as the MyProperOffer personal loan offer you received.

    How Does the Loan Application Process Work?

    The loan application process at the Prosper marketplace is quick and simple. All you need to do is fill out the simple application form which asks how much money do you need to borrow, what the loan is for and finally your credit score quality.

    Enter your credit score quality honestly because if you try to bend the truth about your credit score when you apply for the MyProsperOffer loan your honesty will impact your ability to get a loan from the investor’s that are trusting you to pay them back.

    The fact is your credit score will impact the interest rate of the loan you get.

    It’s true only people with excellent and spotless credit will get the lowest rates however even if you credit isn’t perfect you can qualify for a really good interest rate. Again, tell the truth about your credit score because the peer investors fronting the money to lend to you will only do so if you are straight forward with them.

    Once you submit your application to get a loan at the Prosper Marketplace, investors will decide if they want to take part in lending you the money you need and once you are approved for a loan you will have a fixed rate with a fixed monthly payment.

    The best things about the MyProsperOffer loan are first that your funds are deposited directly into your bank account upon your successful loan application and the loans are 100% unsecured.

    That’s right! There’s no collateral required to secure the loan that you need. Once you qualify you simply get your money deposited direct into your bank account and then make your monthly payments on time just as you would do with a traditional bank loan.

    Start the process of getting approved for a loan and submit your application at myprosperoffer marketplace now to get onto getting your loan funded quickly.

    Competing Peer to Peer Lender – Review

    Review of

    Prosper.Com Review

    Review of P2P Lending is a peer to peer lending company providing an alternate source to borrows seeking a loan through a non-traditional means. You can borrow money for almost anything you need hard cash at hand for. is also an opportunity for entrepreneurs to earn interest on lending money.

    Prosper loans are leading the pack when it comes to P2P (Peer to Peer) lending. Below is a brief review of, you can click the link below to get more information about Prosper. We are going into more detail about how works further on in this review.

    If you are in need of a loan or you want to invest your money in the P2P lending market then you need to check out

    How Does Work? is a P2P lending company that gives borrows an alternate solution to getting the loan they need outside the mainstream banks and Prosper gives entrepreneurs an opportunity to not only earn a return on investment but also help somebody in need. Read on in this review to see how this company can help both lenders and borrowers.

    What is P2P Lending?

    Peer to peer lending is a relatively new concept in the lending / borrowing industry that really got it’s legs after the great recession when banks became very trigger shy to lend anybody any money regardless how good your credit score was.

    P2P lending is simply a way for you to borrow money and a way for entrepreneurs to make some money from the interest of the loan they give you.

    As a borrower it opens more doors for you to get the loan you need and as an investor it gives you not only a way to earn money on the interest but can give the lender a good feeling of helping somebody in need that couldn’t get a loan through traditional means.

    How Do I Apply of a Loan at

    Applying for a loan at is very easy you fill out a simple form of how much money you need to borrow, why you need to get a loan right now, and what your current credit rating is.

    When you complete the simple sign up form be honest with your credit rating because if you’re caught lying about your FICO rating the investing lenders will be less likely to issue you a loan.

    As a borrower you need to have a minimum credit score of 640 to qualify, so if your credit score is less then 640 then you won’t qualify for a loan with investors.

    If your credit score is less then 640, do not despair, has teamed up with a company called, which is a company that specializes in P2P loans for small businesses.

    If your credit score is above 640, one of the biggest advantages of using a P2P lending company such as is you can get faster access to your loan over a traditional bank loan and quite often you can get better terms.

    I Want to Invest – How Do I Invest & Make Money at Prosper?

    If you’re an investor, you can earn money at by simply setting your investment criteria and invest in loans with other investors.

    As an investor you don’t have to fund the full amount of the loan requested by the borrow. You basically co-loan money to borrows with other investors.

    You get paid directly from the borrower into your Prosper account and you simply sit back and get good returns on your money.

    Your returns will vary based upon the borrows credit risk, so the better their credit the lower interest you get paid however the lower the risk in the case of a borrower with great credit. is truly a win-win scenario for both lenders and borrows, get started now and join today!

    Typical Loan Amounts You Can Get When You Apply at Prosper

    Here are some typical loan amounts you can qualify for when you apply online at

    Small Business Loan Interest Rates

    The Truth About Small Business Loan Interest Rates

    Small Business LoansAs a small business owner you know getting the small funding you need to keep your doors open can sometimes be very challenging because of the banks scrutiny and their high interest rates.

    You also know getting a loan from the traditional banks and financial institutions quite often requires lots of game playing and jumping through hoops just to get the small funding you need to get by to keep operating your business.

    When you’re looking for the best small business loan interest rates, you would be very wise to look outside the traditional banks first and check out what peer-to-peer lending companies can do to help you get the funding you need right now for your business.


    Small Business Funding Options

    When you’re looking to get approved for a small business loan there are quite a few options open to you depending on quite a few factors so we’re going to discuss at a high level some of the main factors that will have an impact the interest rate you pay as well as the impact whether or no you’ll get approved.

    The top 3 factors that are going to have an impact on your loan approval and the interest rate you pay for your small business loans.

  • 1. The amount of the loan
  • 2. Your credit score
  • 3. Your cash flow situation
  • Amount of Funding Requested & Interest Rates

    The fact is the more funding you ask a lender for the more funding for your business the more scrutiny the loan officer at the lending institution is going to put you under.

    When your submitting a loan application it is very crucial that you have justifiable reasons that are very well documented for asking for the funding you’re requesting. So when you apply for a small business loan it is imperative that you have clear reasons why you’re applying and how it’s going to benefit your business.

    This is important because your potential lender needs to feel comfortable in knowing there’s going to be a return on investment for them.

    Plus, when you can show you know what you are doing in business with a clear plan of the benefits of getting the funding, you will be able to get much lower small business loan interest rates.

    Impact of Your Credit Score on Interest Rates

    Another one of the requirements depends upon your credit score. The fact is the better your credit score, the lower your small business loan interest rates will be. As a small business owner your personal credit score will come into play as a factor lenders use to decide if they are going to issue you a loan and what the interest rate is they are going to charge.

    Your Cash Flow Matters

    Even if your credit rating is spotty you can still get great rates on small business loans if you’ve got a great cash flow statement to show you prospective lenders.

    If you can show your potential lender solid cash flow charts and earnings, you are putting yourself in a position of getting much lower small business loan interest rates.

    What lenders what to see is cash flow to ease their mind about the possibility of you defaulting on your low.

    Remember the loan you get is the bankers investment and the bottom line with your lenders is they need to know for certain they are going to get an ROI (Return on Investment) from putting their trust in you.

    Yes! Make sure you have your cash flow statement ready for lenders because this is a major influencing factor on small business loan interest rates!

    Where Should I Apply for a Low Interest Rate Small Business Loan?

    When you’re business needs some funding and you don’t want to deal with the hassles of the traditional lending institutions the really great news is you can take advantage of private investors that are willing to give you the much needed cash injection your business needs today through peer-to-peer lending programs such as the one has.


    When you want to take advantage of really great small business loan interest rates the place to go is Prosper. Check them out and apply online right now to get a fast response for the funding your business needs!

    Red Leaf Loans Review

    Red Leaf Loans Review of Canadian Payday Lender

    If you live in Canada as I do you’ve likely notice that when you have an emergency come up in life there are a LOT of unscrupulous payday loan company’s in Canada that only want to put you into a huge debt trap!

    Yes, all of us have unexpected expenses come up in life whether it’s a car repair, you need cash for a flight to visit a sick relative in another part of the country or maybe your cat or dog got injured and there’s a vet bill to get paid (Yeah, I’ve had that happen and needed money for my cat Tiger’s veterinarian expenses).

    Here is a high level Red Leaf Loans review and why you should apply for a payday loan with them right now:

    Red Leaf Loans Canadian Payday Loan Company Review

    More About Why is one of Canada’s Best Payday Loan Companies

    Regardless of what emergency that’s happened and requires you to pay for it, the last thing you need is a payday loan company that’s licking their lips to drive you into life long debt. Yes! That is how most payday loan companies in Canada operate, but as you are going to see in this Red Leaf Loans review, this Canadian payday lender does not conduct it’s business that way, these guys hold themselves to the highest ethical standards going!

    So if you have a short term cash loan need, the best company to help you out is RedLeafLoans.

    If you are short on cash and need a payday loan in Canada then you must take advantage one of the only payday loan companies in Canada that has your best interest at heart is Red Leaf Loans.

    When you are in a bind and need some fast cash as soon as tomorrow to pay for one of life’s unexpected expenses, these guys are there to help you out. is one of Canada’s best payday loan lenders because of their high standards in responsible lending, this payday loan company will work with you to get you the cash you need right now and they are not going to pull some slick sales job on you to drive your personal finances into the ground!

    Review of What You Need to Qualify to Get a Payday Loan from

    Here are the requirements to qualify for a short term cash loan from starting with the income and employment requirements, then we’ll go over what provinces this company issues payday loans to.

    Minimum Requirements to Qualify for a Payday Loan from Red Leaf

    • You Must be a Canadian Citizen
    • You Need to be Employed
    • You Need to be at Least 18 Years Old
    • You will need to be paid via direct deposit by your employer
    • The minimum monthly earnings you need is at least $667 / Month
    • Bad Credit is OK

    Facts About Loan Amounts

    When you apply for a short term payday loan with RedLeafLoans they do have a minimum and maximum amount they will lend you.

    The minimum loan amount: $100
    The maximum they will lend: $1,500

    This company is there to help you with the typical day-to-day cash emergencies that come up, whether it’s getting some bills paid, a car repair, an un-expected family emergency and you need to book a flight to be with your loved ones or any other one of life’s things that happens you can depend on Red Leaf Loans to spot you the cash you need right now provided you meet the minimum qualifications as stated above.

    If you meet the above requirements, getting your loan by as soon as tomorrow should happen as long as you are not currently in a state of bankruptcy.

    Another concern most people had when we were doing our research to provide this Red Leaf Loans review for you is whether or not this company would contact your employer.

    The answer is they may need to contact your employer to verify your employment however what we really love about Red Leaf Loans is if in the event they do need to contact your employer they have your best interest in mind and will NOT disclose any information about the company or what your business with them is.

    Yeah, that’s right, these guys know it’s nobody’s business about your personal financial needs and they will not put you in an embarrassing situation at your job!

    So, you know Red Leaf is not going to put you in an awkward situation and they are a responsible lending company that is there to help you get the funds you need when you need them to take care of what you need to take care of!

    The facts stated above are the facts that brought us to giving RedLeafLoans our 5 out of 5 star rating in this review for Canadians looking for the best online payday loan company.
    Apply online today using our secure application link above to take the necessary next step in getting the money you need.

    Provinces Lends Money

    Here is a list of the provinces Red Leaf Loans lends short term cash loans to:

    • Alberta
    • British Columbia
    • Ontario

    The feedback and reviews we’ve received have been nothing less than positive, however if you’ve used this company’s payday loan services, we need to hear from you to post on our blog so please make your thoughts count and submit your review of Red Leaf Loans below!

    Please give us your thoughts about these guys right now including the good, the bad and the ugly.

    CashNetUSA Review Payday Loan Company Review


    When an emergency occurs and you’re finding your wallet is feeling a little too light, you desperately need access to cash right now the really great thing is there is a company like that is there to help you through you cash crisis.

    The reason we’ve chosen CashNetUSA as one of the best in class payday lenders is due to their excellence in customer support. The payday loan industry is certainly full of a lot of shady companies with unscrupulous lending tactics but that’s not the case when you apply for a short term loan with the good people at!

    These guys are a refreshing change from some of the underhanded companies out there today!

    In fact, you know you can trust, because unlike most other payday or short-term loan lending companies they are registered with BBB, and the Better Business Bureau reports on this company prove they work hard to satisfy your needs. You can check out the BBB review of CashNetUSA for yourself.

    Here’s a review of the benefits you get when you apply for a payday loan with this company:

    Review of CashNetUSA Benefits

    Here is a visual depiction of EXACTLY how easy it is to apply for a short-term loan from Cash Net USA:

    CashNetUSA PayDay Loans Review

    CashNetUSA PayDay Loans Review

    When you apply for a short-term loan from CashNetUSA, it’s best to repay your loan by your next payday, however one of the best you may be able to take advantage of is an extension on your loan, provided that laws in your state allow extensions on payday loans.Another really great benefit we noticed while comparing payday companies is with these guys your credit doesn’t have to be perfect. Provided you have not been delinquent on a previous short term loan with any other lending company, the chances are excellent that you could receive the cash loan you need in your bank account as soon as the next business day!

    Requirements Needed to Get a Loan from CashNetUSA

    The requirements to receive a payday loan are as simple as this:


    • Requirement #1: You need a checking account
    • Requirement #2: You must be employed for only 1 month!
    • Requirement #3: You must be a citizen or permanent resident of the United States
    • Requirement #4: You must be at least 18 years old


    The above bullet points are all that’s need for you to qualify for a payday loan provided the laws in your state allow payday lending.

    Don’t worry if your state doesn’t allow lenders to issue payday loans because has a solution for people that need a short-term loan in your area.

    The fact is payday loan companies are heavily regulated so if you find that your state you can’t get a “payday loan”, the good news is there are short term loan lenders in most states.

    For example if you’re living in Austin or Dallas and you’re looking for Texas payday loan providers, you might hear terms like CAB Loans. A CAB Loan stands for Credit Access Business Loan. If you happen to live in Texas, due to state laws CashNetUSA can’t issue a loan however what they will do for you is find a short term lender on your behalf.

    That’s one of the best things about CashNetUSA, they know your local state lending laws and regulations and will find a short term loan to get you the money you need right now without the hassles of state regulations!

    Everything we’ve just shared with you is why we are giving a 4.5 Star out of 5 Star Rating in this review.

    Best Payday Loan

    What Features to Expect from the Best Payday Loan Companies

    There are lot of reasons you might need a payday loan, such as an emergency car repair or maybe a major appliance broke down. Regardless of what your reasons for needing some fast cash, we’ve compiled a list of the best payday loans going today.

    When you’re applying for a payday loan online you will want to make sure you are dealing with a reputable but most importantly, an ethical payday loan service.

    Here is our list of the top payday loan companies for you to compare:

    Emergency Cash with Repayment Terms Up To 3 Years

    There are times when emergencies come up and you need cash fast. is there to help you during your time of need and you can take up to 3 years to pay back your loan

    Apply online and get a decision on your loan within an hour, sometimes you can get approved in as little as 5 minutes. Apply at now! – Get Money When You Need It



    The motto of is you can get a payday loan in 2 easy steps, simply complete the application form then check your bank account. The reason we’ve selected AmeriAdvance as one of the top payday lenders is due to the quick cash advance turn around time. Typically within 24 hours you’ll have your loan deposited in your bank account!

    For more information about these guys you can read our full review of AmeriAdvance and decide from yourself that this is certainly one of the top online payday lenders on the market today.

    Fax Free Cash

    Fax Free Cash

    When you need fast cash for whatever emergency has come up and don’t want the hassle of faxing your information off to a lender, then Fax Free Cash is the best payday loan company for you.

    You simply select the amount of money you need to borrow until your next payday, fill out the forms with your details, your employers details and within 7 minutes you’ll have a decision on your loan and you could have your funds on the same day you apply!

    Facts About Payday Lenders & Recommendations

    Payday loan companies are here to help you get through to next payday and are meant to be used for emergency cash such as a car repair, a medical bill or to purchase prescriptions you need right away.

    When you’re applying for a short term loan like this, we advise you to apply for only the amount minimum you need because you need to pay this amount back on your next pay check. Sure, most payday loan companies will allow you to pay back the amount owed over a longer time period, however it’s wise to pay off your entire payday loan as soon as possible because the interest rates are quite high.

    We also advise you to only apply for the lending companies we feature because these are the most ethical short term lending companies, there are a lot of bad apples out there in this industry and you need to make sure you only use trusted payday lenders.

    If you have any questions or concerns about the best short term lending company for your needs, please feel free to contact us using our contact link at the bottom of this blog.