Chase Freedom Visa Credit Card Review

Chase Freedom Visa Review

Chase Freedom Visa Review – Earn Bonus Cash Back Now!

Chase Freedom Visa is considered to be one of the best cash back reward credit cards around, both in the Chase line of cards and among the wider world of other rewards credit cards.

The Chase Freedom Visa gives maximum flexibility in the form of cash back, a high percentage of rewards, and the ability to use this card anywhere, it’s no wonder that this is an incredibly popular piece of plastic!

Still, there is something to be said for looking under every rock and looking for every shadow, so what should you know about this credit card to help you decide whether it’s worth an application?

We think your going to decide for yourself that the Chase Freedom Visa is a really great cash back rewards especially when you see that you can get a $100 bonus cash back reward!

Below is a high level Chase Freedom Visa review of the main benefits you get when you apply online now:

5 / 5 stars     

What Are the Benefits of the Chase Freedom Visa Credit Card?

The Chase Freedom Visa credit card is primarily a cash back rewards credit card which gives you a percentage of cash back (in the form of points which can be turned into money at certain milestones) for your purchases.

There is a base of 1% cash back on every purchase plus the equivalent of a $100.00 cash back credit as a sign up bonus so long as you spend $500 in purchases in the first three months of owning the card.

Here’s where the Chase Freedom becomes profitable. You get 5% cash back on select categories which rotate every three months on up to $1500 spent on these categories.

Categories include things like gas, food and entertainment, so as long as you use your credit card regularly (and of course, pay it down properly), you can earn quite a fair lump of money every year. You also get extra cash back if you shop online through select merchants tied to the Chase online ‘mall’.

Here’s a breakdown of how the Chase Freedom Visa cash back rewards program works:

  • 1% cash back on everything
  • An additional 4% cash back (bringing it up to 5%) on select categories
  • 2% cash back on airfare and hotels booked through Chase
  • 10% bonus on all new points earned on your card per year
  • There is no maximum number of points you can accumulate.

    There is one kink in this cash back benefit however: you do have to sign-up for the categories when they change, otherwise you won’t be able to get the 5% cash back.

    Chase does send you reminders to sign-up when it comes time to do so, but it is something to remember and do if you want to maximize your rewards.

    It’s easy to do and as long as you activate it before the quarter changes again, you’ll get your full 5% cash back on purchases made that is relevant. It’s not a big deal, but it is something to bear in mind.

    Our suggestion for you when you apply for the Chase Freedom Visa and your account is activated is the moment you see your reminder email to login to your account to claim your bonus cash back rewards category is you drop what you are doing and spend 2 or 3 minutes logging into your account to select your bonus cash back rewards categories, it’s really worth it to get that much money back on your everyday credit card spending!

    About the Chase Freedom Visa Credit Card Fees

    The fact is every credit card offer out there has fees attached and we know you’re going to love the fact there are no crazy fees you’re going to have to pay when you apply for the Chase Freedom credit card.

    It’s because of the great rewards program and low credit card fees is the reason we’ve awarded a 5-out-of-5 star rating to this offer in our Chase Freedom Visa review.

    Here’s more information you need to know about the fees:

    This card is not only a great rewards card, it’s also a very cost-effective one. There is no annual membership fee to pay and there is an introductory APR of 0% on purchases and balance transfers for fifteen months, making it a great card to use for balance transfers or for large purchases which you can then get cash back for and pay off before the introductory period ends. Once it does end, you’re looking an APR which varies depending on your credit worthiness. The APR is the same for purchases and balance transfers and higher for cash advances and overdraft. It’s very high for penalty fees, so make sure not to miss any payments!

    Otherwise, the other fees are fairly standard for a card of this type. The lack of annual fee and the introductory APR makes this card very appealing to a wide range of users which is another reason for its popularity.

    The Chase Freedom card is a very popular cash back rewards card for a reason: the high percentage of cash back, the intro APR and lack of annual fee all mean that this card makes an excellent addition to anyone’s wallet. If all of this sounds good to you, then you can apply for the Chase Freedom Visa credit card today and enjoy!

    5 / 5 stars     

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