Citi Simplicity Credit Card Review

Citi Simplicity Card Review

Citi Simplicity Card Review – Start Saving Money & Apply Online Now!

The Citi Simplicity Card is geared towards the idea of being, well, simplicity itself!

A low interest credit card, this Citi card is one of the most popular cards offered by the company, not because of a rewards program, but because it doesn’t punish you if you are running late, you can choose your card payment due date in the month and you can enjoy an extensive introductory period of no APR.

What should you know about the Citi Simplicity card to help you decide if this is the card for you?

Below is a high level Citi Simplicity Card review of benefits & secure online application. Check out the benefits and apply online now!

5 / 5 stars     

Are You Interested in Low Interest? Citi Simplicity Card can Help!

The main benefit of the Citi Simplicity is that it is a very low interest credit card which makes it ideal for people who are looking to pay down debt. Although this card has no rewards program, the big benefits is that this card is far cheaper to use than any rewards credit card is.

First of all, you can enjoy an introductory APR on purchases and balance transfers of 0% for a whopping eighteen months! This makes the Simplicity ideal for paying for large ticket items or trips and then paying it off before the introductory period is up so that you can buy what you need, interest free. Eighteen months is one of the longest introductory APR periods in the business, making this card highly competitive. On top of that, this card also has no annual fee at all, so you never have to pay a cent for this card’s use.

The truly interesting-and appealing-part of this credit card though is that there are no late fees if you make a payment on your card after the due date of the payment-great if you’re running late every so often or having trouble managing your card around a tight budget for a month or two. There is also no increase in your APR as a result of a penalty on making a late payment or going over your credit limit. The APR you see is what you get no matter what happens in your life! Furthermore, assuming you have a great credit rating, this APR is pretty low, ranging from the low end of average to the higher end. However, the main perk of this card will be as a balance transfer card that can help you pay off your existing debt or pay for something you want faster.

On top of that, you also get to decide when your card payment is due: the beginning, middle and end. This is great if you have money coming in at set times of the month, you want to organize your bills to all come out at the same time (or certain times) or if you just want to have more control over your credit card.

This card is named the Simplicity probably because it’s so easy on your budget! No late fees, no penalty interest rate and a long introductory APR period means that this card is well worth the time of anyone, particular those with debt to take care of quickly rather than paying for interest fees.

Nope, There’s No Rewards Program Included with the Citi Simplicity Card…. But….

Unlike many other credit cards, this card has no rewards program. You get some nice budget friendly tools and security tools such as identity theft solutions, price rewind, extended warranties and easy customer service (just say ‘representative’ when you call in), but no rewards. This card is truly geared towards those who are just looking to save money on an easy to use credit card rather than those who try to get as many rewards for as cheaply as possible.

If you’re looking for a credit card which can help you pay off your debts fasters, or to purchase a big ticket item and gives you the flexibility to decide when your card payment is due in the month (Beginning, middle or end) and doesn’t punish you if you fall behind, then the Citi Simplicity is the best—indeed, the only—card for you! If all of this sounds good to you, you can apply for the Citi Simplicity card here and enjoy!

We are giving the Citi Simplicity Card a 5-out-of-5 Star Review in the category of the “Best Low Interest Credit Cards” because of the great 0% introductory APR period on both your balance transfers and your new card purchases plus the fact there is no annual fee nor are there any penalty rates applied & there are no late fees that your going to get slapped with!!!

The name of the card says it all, the Citi Simplicity Card is a simple & straight forward low interest, no fee credit card that’s tailored to fit the needs of people that are only interested in saving money on their credit card bills.

Take advantage of this deal and apply online today!

5 / 5 stars     

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