Are There Any Second Chance Credit Cards I Can Qualify For?

Second Chance Credit Cards

Apply for Reputable Second Chance Credit Cards

Yes! There are several reputable credit card companies that are issuing second chance credit cards for people whom have made financial mistakes in the past.

If you are one of the millions of people out there that have made several financial mistakes and your struggling to live day-to-day without a credit card the great news for you is there are issues that are willing to take a second chance on you and provide you with a credit card.

Your first step in finding out what type of second chance credit cards you can qualify for is to use the card match tool below.

This tool shows you a list of the most reputable credit card companies that are willing to issue a credit card to you right now, click below to get a list of the best credit card offers you can qualify for right now.

View Your List of Second Chance Credit Cards Now!

About Credit Cards Offering a Second Chance

The first thing you need to understand when your looking for second chance credit cards is you are not going to be able to get the best rates or take advantage of rewards programs because of the fact that you’ve made some financial mistakes in the past and you need to regain the trust of credit card companies.

To get your second chance at having a credit card you’re likely going to have to place a security deposit to get a line of credit, so next we are going to talk about the types of second chance credit cards out there today that you can get.

The offers you can qualify are based upon your current credit score and how heavily in debt you are so the best way to find out exactly what card offers you can qualify for is to use the CardMatch tool featured above to get a list of offers from credit card companies that are very likely going to approve your application based upon your credit score.

Now it’s time to discuss the types of second chance credit cards that are available to people just like you that have made some mistakes.

Types of Reputable Second Chance Credit Card Offers

There are some very reputable credit card companies out there that will issue unsecured credit cards to people with bad credit however that’s a very rare case when that happens and does depend upon your personal credit score, again, that’s why we highly recommend that you use the CardMatch tool to find out what offers are the best for you.

For the remainder of this article, we are assuming that you have bad credit and you need to have a credit card in your wallet for the convenience of paying for products online, for reserving hotels & rental cars and all the other reasons why you need to have a credit card right now.

We are going to start by talking about secured credit cards. Secured cards are designed to be second chance credit cards and here’s how these offers work.

The Best Second Chance Credit Cards Require a Security Deposit

You’re probably not going to like reading this but the fact is that credit card companies are willing to give you a 2nd chance at having credit however because you’re one of those millions of people out there whom have made financial mistakes before, the card issuers are not yet ready to trust you paying your bills on time.

Because of the fact most credit card companies won’t trust you yet they need you to place a security deposit that equals your line of credit.

By taking a security deposit from you, the risk of lending to you is diminished because they have your money to cover the charges you place on the card in the event you neglect to pay your bills again.

The great news for you however is these secured second chance credit cards do report to the major credit bureaus and are the best financial tools going to repair your credit score and trust with credit card companies so you can qualify for much better offers in the near future!

Another Card Option: Prepaid Debit Credit Cards

If you simply need a credit card in order to make purchases online, make reservations with hotels, rental cars or even tool rentals for that matter, regardless why you need a credit card another option for you to apply for is a prepaid debit card.

Prepaid debit cards will not restore your credit however these cards do work the same way as a regular credit card and the difference is you place an amount of money on your debit credit card and you can use the money deposited on your credit card until you’ve depleted the funds you’ve placed on the card.

Once you’ve spent your prepaid credit card balance it will no longer work, you have to deposit more funds to keep using your card.

Now that you have a little more information about people, just like you, whom have made some bad financial decisions in the past your best bet at finding the best second chance credit cards out there today is to check out the list of credit card companies willing to lend to you right now by using the CardMatch tool featured at the top of this blog post.

Even if the list of credit card companies you see using the CardMatch tool require a security deposit to give you a second chance at having a credit card, the security deposit you have to pay is well worth it for restoring your credit.

If you have any personal questions that you don’t want to appear on the blog, please use our secure & confidential contact form on this blog and we’ll do our best to give you our tips and recommendations based on your unique financial situation as you seek out second chance credit cards to learn which offer is going to best fit your needs.

Again, the best way to find out what are the best second chance credit cards on the market is to use the CardMatch tool at the top of this post to get your personalized list of second chance credit card offers & apply online today!

Top Rated Second Chance Credit Card Offers

Top Secured Military Card Offer: If you have been serving your country & you need to work on building your credit score then you will love the USAA Secured Platinum American Express Card.Read Review

Top Hybrid 2nd Chance Card: If you are serious about restoring your credit score & want to avoid paying a security deposit the Matrix Credit Card from Continental Finance could be the perfect card for you to restore your credit. Read Review

Basic Secured Card Offer: There aren’t any extra perks with the First Progress Platinum Secured Credit Card however this card is a good financial tool to help you repair your credit score. Read Review

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