Top 10 Prepaid Credit Cards List

Top 10 Prepaid Credit Cards

List of the Top 10 Prepaid Credit Cards

We’ve put together this list of the top 10 prepaid credit cards for you because when it comes to prepaid debit cards there are a lot of shady offers out there that charge insane monthly and card usage fees.

What we have done is we’ve spent the time researching and evaluating prepaid debit cards to help you avoid wasting your hard earned money on the worst pre-paid cards.

Compare the benefits and apply for the prepaid card that’s going to best fit your spending needs.

Here are the 10 best prepaid credit cards you can get today, there’s no credit check required so apply for as many cards as you want because these applications will not have an impact upon your credit score!

Compare the Best Prepaid Cards & Apply Now

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The Control Prepaid MasterCard earns it’s place at the #1 spot of the best prepaid credit cards on our top 10 list because this is a prepaid debit card that gives you a cash back rewards program!

You simply can’t beat a cash back rewards program when you’re applying for a prepaid credit card. Take advantage of this deal & apply online now!

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The Western Union MoneyWise Prepaid MasterCard is a really great deal because it’s reloadable, there’s no activation fee and you can get this card without being forced into opening a checking account.

The Western Union MoneyWise prepaid credit card is a really great choice for people that want a straightforward prepaid debit card without the hassle of having to open a new checking account plus want the benefit of very low cardholder fees.

If would I said above sounds like you, then you will love the Western Union MoneyWise card, apply online now to get this card in your wallet.

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The Prepaid Visa Classic RushCard is featured in the list of the top 10 prepaid credit cards because this is a reloadable Visa card that doesn’t charge insane fees for things like getting cash from an ATM at MoneyPass ATM’s, a lot of prepaid debit cards charge withdrawal fees for taking cash out at bank machines and that’s a really great feature this prepaid debit card gives you.

Plus there are no overdraft fees and you get the security of the Visa Zero Liability program in case your card is lost or stolen, you’ve got that protection covered for you!

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The Netspend Visa Prepaid Card was an easy choice for a spot in the list of the top 10 prepaid credit cards because this is another prepaid card that has a cash back rewards program. The cash back rewards program is called NetSpend Payback Rewards.

When you become a member of the NetSpend Visa Prepaid Card you can take advantage of the Payback Rewards program by logging in online and selecting the rewards package you want.

People that want a prepaid credit card offer that gives more are going to love the NetSpend Visa Prepaid Card.

Start collecting your prepaid debit card rewards and apply online now!

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The Magic Prepaid MasterCard has made it to our top ten list of the best prepaid credit cards for 2 reasons. The first reason is the $10 bonus credit you’ll receive when you enroll for Direct Deposit and the second reason why the Magic Prepaid card is a really great debit card to apply for is there are no fees to add money to your card with Direct Deposit.

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The AccountNow Prepaid MasterCard is another really good prepaid debit card to get because there is no monthly fee and you can get an instant account number.

Other really good features the AccountNow Prepaid MasterCard is the Purchase Rewards & Refer-a-Friend Cash Bonus program, that’s right, the AccountNow Prepaid MasterCard is in our list of the top 10 prepaid debit cards because you can earn cash rewards!

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What makes the Pink ACE Elite Visa Prepaid Card standout is it’s commitment to sponsoring the National Breast Cancer Foundation. If you want to show your support for breast cancer research then this is the best card for you.

Another benefit the Pink ACE Elite Visa offers is no-fee cash withdrawals at ACE Cash Express locations plus you can participate in the NetSpend cash rewards program that is based on your card usage.

You could be getting cash rewards and support the National Breast Cancer Foundation at the same time. Take advantage of this deal and apply online now!

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The Ace Elite Visa Prepaid Card features flexible plans that keep the costs of being a cardholder low and you get to choose your plan based upon how you use your card.

When you sign-up for the ACE Elite Visa today there is no application fee and you can take advantage of free direct deposit.

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This is a really great prepaid credit card especially for those ladies out there that love Baby Phat fashion. With the Prepaid Visa Baby Phat RushCard you will be able to get access to your payroll or government benefits up to 2 days faster plus your funds are FDIC insured.

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The KLS Prepaid Visa RushCard gives you great tools for tracking your money online and even has a great mobile app so you can track your spending on your cell phone.

You’ll love the fee-free MoneyPass ATM’s, when you take out cash or check your balance at MoneyPass ATM’s there is no charge!

Prepaid Card Facts You Need to Know

The fact is many people get confused about the difference between prepaid debit cards and secured credit cards. When you apply for one of our top 10 prepaid credit cards, you will be getting a card that works just like a regular credit card and your limit is equal to the amount you deposit.

With prepaid debit cards you spend what’s on your card until your balance reaches zero and if you want a higher spending limit on your prepaid card you simply deposit more funds onto your card.

Whereas a secured credit card is very similar yet completely different. A secured credit card is similar to a prepaid credit card in that your limit is set my the amount you place on your card however with a secured card, your funds are only held as a security deposit and you must pay whatever you spend just like a regular credit card.

The advantage to having your money tied up on a secured card is a secured credit card reports to the major credit bureaus and thus is a tool to help you build or restore your credit score, prepaid credit cards do not report to the major credit bureaus and don’t help you build your credit.

Prepaid credit cards are best for people that want to avoid any chance of getting into credit card debt but need the convenience of having a credit card.

If you have any questions about any of the offers featured in our list of the top 10 prepaid credit cards please go ahead and either submit your comments below on this blog post or use our contact page to get in touch with us.

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