Review of Prosper.com

Prosper.Com Review

Review of Prosper.com P2P Lending

Prosper.com is a peer to peer lending company providing an alternate source to borrows seeking a loan through a non-traditional means. You can borrow money for almost anything you need hard cash at hand for.


Prosper.com is also an opportunity for entrepreneurs to earn interest on lending money.

Prosper loans are leading the pack when it comes to P2P (Peer to Peer) lending. Below is a brief review of prosper.com, you can click the link below to get more information about Prosper. We are going into more detail about how prosper.com works further on in this review.

If you are in need of a loan or you want to invest your money in the P2P lending market then you need to check out Prosper.com

How Does Prosper.com Work?

Prosper.com is a P2P lending company that gives borrows an alternate solution to getting the loan they need outside the mainstream banks and Prosper gives entrepreneurs an opportunity to not only earn a return on investment but also help somebody in need. Read on in this Prosper.com review to see how this company can help both lenders and borrowers.

What is P2P Lending?

Peer to peer lending is a relatively new concept in the lending / borrowing industry that really got it’s legs after the great recession when banks became very trigger shy to lend anybody any money regardless how good your credit score was.

P2P lending is simply a way for you to borrow money and a way for entrepreneurs to make some money from the interest of the loan they give you.

As a borrower it opens more doors for you to get the loan you need and as an investor it gives you not only a way to earn money on the interest but can give the lender a good feeling of helping somebody in need that couldn’t get a loan through traditional means.

How Do I Apply of a Loan at Prosper.com?


Applying for a loan at Prosper.com is very easy you fill out a simple form of how much money you need to borrow, why you need to get a loan right now, and what your current credit rating is.

When you complete the simple sign up form be honest with your credit rating because if you’re caught lying about your FICO rating the investing lenders will be less likely to issue you a loan.

As a borrower you need to have a minimum credit score of 640 to qualify, so if your credit score is less then 640 then you won’t qualify for a loan with Prosper.com investors.

If your credit score is less then 640, do not despair, Prosper.com has teamed up with a company called OnDeck.com, which is a company that specializes in P2P loans for small businesses.

If your credit score is above 640, one of the biggest advantages of using a P2P lending company such as Prosper.com is you can get faster access to your loan over a traditional bank loan and quite often you can get better terms.

I Want to Invest – How Do I Invest & Make Money at Prosper?


If you’re an investor, you can earn money at prosper.com by simply setting your investment criteria and invest in loans with other investors.

As an investor you don’t have to fund the full amount of the loan requested by the borrow. You basically co-loan money to borrows with other investors.

You get paid directly from the borrower into your Prosper account and you simply sit back and get good returns on your money.

Your returns will vary based upon the borrows credit risk, so the better their credit the lower interest you get paid however the lower the risk in the case of a borrower with great credit.

Prosper.com is truly a win-win scenario for both lenders and borrows, get started now and join Prosper.com today!

Typical Loan Amounts You Can Get When You Apply at Prosper

Here are some typical loan amounts you can qualify for when you apply online at Prosper.com:

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