Discover IT®

  • Fair. No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't raise your APR.*
  • Generous. 5% cash back at Home Improvement Stores, Furniture Stores and Bed Bath & Beyond® on up to $1,500 in purchases from April through June 2014.*
  • Plus, call your Cashback ConciergeSM any time for a 1-on-1 online tour that helps you get the most out of your rewards, based on how you use your credit card.
  • Human. 100% U.S.-based customer service available any time.
  • Safe. Because you're never responsible for unauthorized charges with our $0 Fraud Liability Guarantee.
  • 0% Intro APR* on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. A fee of 3% applies for each balance transferred.
  • 0% Intro APR* on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
  • *Click "Apply" to see rates, rewards and other information.
Intro Purchase APR Balance Transfer Intro Regular APR Annual Fee Credit Needed
0%* for 6 months* 0%* for 18 months* 10.99% - 22.99%* (Variable) $0* Excellent Credit